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CHANGES IN FDIC COVERAGE
On July 21, 2010 - Basic FDIC Insurance Coverage Permanently Increased to $250,000 Per Depositor.

NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS
All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation
from December 31, 2010, through December 31, 2012.  This temporary unlimited coverage is in addition to, and separate
from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules. 

The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on
which the insured depository institution pays no interest.  It also includes Interest on Lawyers Trust Accounts (“IOLTAs”).
It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW
accounts and money-market deposit accounts.

For more Information about FDIC coverage, Please visit www.fdic.gov.

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