BNB Bank | SBA Loan Center

Our Bank is Committed to Small Business
BNB is a small business bank. We have a 21 year history of helping small business customers meet their financing needs with the right SBA Loan. Put our experience to work for you and we’ll make getting a loan quick and easy.

We Specialize in SBA Loans
BNB is a SBA Preferred Lender (PLP) and specializes in SBA Loans including 504 Loans, 7A Loans, Express Loans and Patriot Express Loans. A substantial portion of each loan is guaranteed by the U.S. Government Small Business Administration, and they are generally made on terms and conditions not available on direct bank loans. Our specialization in the product means you get the best loan possible. Go to SBA.gov for more information.

We Have an Experienced Staff of SBA Loan Experts
Our staff has years of experience in helping small businesses obtain SBA Loans. That's why BNB is empowered to make loan decisions on behalf of the SBA. We know how to get the job done for you!

Our Service is Second to None
We are consistently ranked among the top SBA lenders in New York and New Jersey. We achieve that kind of performance by providing superior service. Our application process is simplified and expedited and we generally approve applications within 48 hours from the time we receive all required documents.

We Offer the Right SBA Loan To Meet Your Financing Requirements

• Commercial Real Estate Financing

Qualified borrowers can obtain funding for the acquisition, refinancing or renovation of owner occupied properties of at least 51%. Comfortable repayment terms of up to 25 years with no balloon payment are available. Under certain circumstances, more than 100% financing may be available.

• Working Capital Loans

BNB can provide loans to support increased business, relocate an existing operation, reduce accounts payable, etc. Repayment terms of up to 7 years are available. You can obtain the capital you need without restrictive short-term repayment requirements.

• Equipment Financing

Acquiring new or replacement equipment is made easy with our equipment loans, offering repayment terms up to 10 years.

• Business Start-up and Acquisitions

Permit BNB's experienced staff to help you in structuring a loan to meet the specific needs of your newly started or soon to be acquired business. We specialize in franchise financing.

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BNB Bank has no branches or other offices located outside of New Jersey, New York City, and Pennsylvania.
We are not affiliated with any similarly named banks located elsewhere. Please review our locations on this website.

CHANGES IN FDIC COVERAGE
On July 21, 2010 - Basic FDIC Insurance Coverage Permanently Increased to $250,000 Per Depositor.

NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS
All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation
from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate
from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules.

The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on
which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts (“IOLTAs”).
It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW
accounts and money-market deposit accounts.

For more Information about FDIC coverage, Please visit www.fdic.gov.

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