BNB Bank | SBA Loan Information

SBA Loan Amount
Up to $2,000,000 and higher when combined with other programs.

Interest Rate
Generally variable, tied to Prime Rate.
Fixed rate loans are also available and can be structured to meet your needs.

Fees
Currently there are no fees.

Other Requirements
Business must meet SBA size standard for small business.
Must meet BNB & SBA credit criteria.
If startup or acquisition, borrower will be required to contribute at least 10% of the start up capital.

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BNB Bank has no branches or other offices located outside of New Jersey, New York City, and Pennsylvania.
We are not affiliated with any similarly named banks located elsewhere. Please review our locations on this website.

CHANGES IN FDIC COVERAGE
On July 21, 2010 - Basic FDIC Insurance Coverage Permanently Increased to $250,000 Per Depositor.

NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS
All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation
from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate
from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules.

The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on
which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts (“IOLTAs”).
It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW
accounts and money-market deposit accounts.

For more Information about FDIC coverage, Please visit www.fdic.gov.

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