Home Equity Financing

So many reasons to borrow. No reason to borrow anywhere else.

Use your home’s equity for just about any purpose—and save time and money—at BNB. We offer low rates, no closing costs and a fast, simple application, so borrowing has never been easier or more affordable.

SPEAK WITH A LENDER

Two home equity choices, one trusted lender.

PRIME MINUS 1%*

Save more right from the start.

Introductory rate as low as Prime* minus 1% for first 12 months.
Rate adjusts monthly based on Prime* thereafter.
Revolving 10-year interest only period.
Equal principal and interest payments for the next 20 years.
Borrow $25,000 to $500,000 for up to 30 years.
No closing costs up to $500,000.**

Lending products are subject to credit and property approvals. Rates, program terms and conditions are subject to change without notice. This loan product not available to purchase primary residence. Other restrictions and limitations may apply. **No closing costs subject to three-year prepayment penalty, consult loan disclosures for details. *Prime is defined as the highest Prime rate published in the Wall Street Journal on the first business day of each month. As of January 12, 2021. Prime Rate minus 1% is 2.25%. Under this plan, the maximum annual percentage rate is 16%. Property insurance required.

FIXED AND REVOLVING

Security and flexibility in one.

Interest rate is fixed for five years.
Revolving 10-year interest only period.
Equal principal and interest payments for the next 20 years.
Borrow $25,000 to $500,000.*
No closing costs up to $500,000.**

*Lending products are subject to credit and property approvals. Rates, program terms and conditions are subject to change without notice. This loan product not available to purchase primary residence. Other restrictions and limitations may apply. **No closing costs subject to three-year prepayment penalty, consult loan disclosures for details. Under this plan, the maximum annual percentage rate is 16%. Property insurance required.

New York Borrowers Only

Please note that complaints about BNB Bank may be submitted to the New York State Department of Financial Services. You may obtain further information from the New York State Department of Financial Services by calling the Department’s Consumer Assistance Unit at
1-800-342-3736 or by visiting the Department’s website at www.dfs.ny.gov.

TEST YOUR KNOWLEDGE

There’s a lot to know about home ownership. Take our short (5 min) courses on Buying a Home and learn what you need to know.

Here, Affordable Rates Are Just the Beginning

Simple Application, Local Decisions

At BNB, we’re here to make the financing process fast and simple.

Professionals You Can Trust

We’re more than lenders, we’re your neighbors.

Easy to Use Your Line

You can access by simply writing a check or via online banking.

Apply anchor

Ready to Get Started?

So are we. Simply complete this form and we’ll get back to you within 48 hours or contact any one of our many branch locations during regular business hours.

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Forms are intended to be filled out by those aged 13 and over

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Due to Scheduled Maintenance, Bridge Online Banking and Bridge Mobile Banking will be unavailable Sunday, January 24th from 12:00am to 6:00am (ET). We apologize for any inconvenience.

Home Equity

Build up your home, pay down your debt—and more—at BNB Bank.

Home Equity

Build up your home, pay down your debt—and more—at BNB Bank.

So many reasons to borrow. No reason to borrow anywhere else.

Two home equity choices, one trusted lender.

PRIME MINUS 1%*

Save more right from the start.

FIXED AND REVOLVING

Security and flexibility in one.

New York Borrowers Only

TEST YOUR KNOWLEDGE

Here, Affordable Rates Are Just the Beginning

Ready to Get Started?

What can we help you find today?

Bridge Business Connect

Bridge Online Banking

Home Equity

Build up your home, pay down your debt—and more—at BNB Bank.

Home Equity

Build up your home, pay down your debt—and more—at BNB Bank.

So many reasons to borrow. No reason to borrow anywhere else.

Two home equity choices, one trusted lender.

PRIME MINUS 1%*

Save more right from the start.

FIXED AND REVOLVING

Security and flexibility in one.

New York Borrowers Only

TEST YOUR KNOWLEDGE

Here, Affordable Rates Are Just the Beginning

Ready to Get Started?

What can we help you find today?