Home Equity Financing

So many reasons to borrow. No reason to borrow anywhere else.

Use your home’s equity for just about any purpose—and save time and money—at BNB. We offer low rates, no closing costs and a fast, simple application, so borrowing has never been easier or more affordable.

SPEAK WITH A LENDER

Two home equity choices, one trusted lender.

PRIME MINUS 1%*

Save more right from the start.

Introductory rate as low as Prime* minus 1% for first 12 months.
Rate adjusts monthly based on Prime* thereafter.
Revolving 10-year interest only period.
Equal principal and interest payments for the next 20 years.
Borrow $25,000 to $500,000 for up to 30 years.
No closing costs up to $500,000.**

Lending products are subject to credit and property approvals. Rates, program terms and conditions are subject to change without notice. This loan product not available to purchase primary residence. Other restrictions and limitations may apply. **No closing costs subject to three-year prepayment penalty, consult loan disclosures for details. *Prime is defined as the highest Prime rate published in the Wall Street Journal on the first business day of each month. As of July 3, 2020 Prime Rate minus 1% is 2.25%. Under this plan, the maximum annual percentage rate is 16%. Property insurance required.

FIXED AND REVOLVING

Security and flexibility in one.

Interest rate is fixed for five years.
Revolving 10-year interest only period.
Equal principal and interest payments for the next 20 years.
Borrow $25,000 to $500,000.*
No closing costs up to $500,000.**

*Lending products are subject to credit and property approvals. Rates, program terms and conditions are subject to change without notice. This loan product not available to purchase primary residence. Other restrictions and limitations may apply. **No closing costs subject to three-year prepayment penalty, consult loan disclosures for details. Under this plan, the maximum annual percentage rate is 16%. Property insurance required.

TEST YOUR KNOWLEDGE

There’s a lot to know about home ownership. Take our short (5 min) courses on Buying a Home and learn what you need to know.

Here, Affordable Rates Are Just the Beginning

Simple Application, Local Decisions

At BNB, we’re here to make the financing process fast and simple.

Professionals You Can Trust

We’re more than lenders, we’re your neighbors.

Easy to Use Your Line

You can access by simply writing a check or via online banking.

Apply anchor

Ready to Get Started?

So are we. Simply complete this form and we’ll get back to you within 48 hours or contact any one of our many branch locations during regular business hours.