Mortgages | BNB Bank

We can’t wait to welcome you home.

Whether you’re buying your first home (or your next), a vacation home or investment property, BNB Bank makes the mortgage process fast and easy.

SPEAK WITH A LENDER

MORTGAGES FOR EVERY NEED

Mortgages for every need.

From Montauk to Manhattan, BNB is the community bank you can trust to help you find the mortgage that’s right for you and your budget:

Competitive rates and flexible terms.
Easy application process, quick turnaround.
Finance a first home, vacation home or investment property.
Fixed and adjustable rate options.
Amortizing conforming and jumbo mortgages.
Construction to permanent loans and residential land loans.
Click here for Servicing Fees.

*All loans are subject to credit and income requirements.

FIRST TIME HOME BUYER PROGRAM

First Time Home Buyer Program

BNB can help make purchasing your first home easier.

SONYMA
If you live in New York State and are a first-time home buyer*, SONYMA (State of New York Mortgage Agency) loans may be a great choice for you. Designed to provide affordable mortgage financing, SONYMA loans offer you the chance to buy an existing home or build a brand new one.

* Requirements and Exclusions may apply | All lending products are subject to credit and property approval.

Home Ownership Counseling is required for this program. Visit one of the below organizations to find out how to get started.

AAFE Community Development Fund
Community Development Corporation of Long Island
Long Island Housing Partnership
Center for NYC Neighborhoods

TEST YOUR KNOWLEDGE

Test Your Home Buying Knowledge

There’s a lot to know about home ownership. Take our short (5 min) courses on Buying a Home and learn what you need to know.

CONTACT US

Get Started

Call one of our Residential Loan Originators to get started.

Suffolk	Nassau, Queens, and NYC
Beth Hard 631.537.1000 ext. 7472 bhard@bnbbank.com NMLS # 408699	John Farina 631.537.1000 ext. 7560 jfarina@bnbbank.com NMLS # 410372

Here, Affordable Rates Are Just the Beginning

No Points or Prepayment Penalties

At BNB, we’re here to save you money now—and later.

Professionals You Can Trust

We’re more than lenders, we’re your neighbors.

Local Decisions

Our in-market decisions make financing your home fast and simple.

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Ready to Get Started?

So are we. Simply complete this form and we’ll get back to you within 48 hours or contact any one of our many branch locations during regular business hours.