BNB Bank

Business Loans & Mortgages

We'll work with you to get you the business loan you need.

At BNB Bank, we provide Long Island businesses with the funds they need for growth, expansion and stability. As a local community bank, our lending officers know this marketplace better than anyone else and put that knowledge to work for every business customer every day.

From business loans and commercial lines of credit to commercial mortgages, our local decision making means we're the lender you can count on to provide the financing solution for your specific business needs right when you need it.

Business Advantage Line of Credit

Meets a business' working capital and cash-flow needs

  • One-time application process, line remains in place indefinitely and is reviewed annually.
  • Lines available from $25,000 up to $250,000.
  • Convenient access to funds.
  • Interest only payment option (line must maintain a zero balance for 30 consecutive days each year).
  • 1/36th payment option – 1/36th of the outstanding principal balance plus accrued interest.
  • Automatically deduct payments from your Bridge Business Checking Account.
  • No closing documents to sign for unsecured lines up to $250,000 (all loans are subject to approval through the standard Bank underwriting/approval process).

Commercial Line of Credit

For a business with significant working capital needs

  • Lines available from $250,000 and up.
  • One-year term, interest only with 30-day cleanup.
  • Automatically deduct payments from your Bridge Business Checking Account.

Business Term Loan

The stability of a fixed monthly payment

  • For capital improvements and expansion.
  • Loan amounts from $25,000 and up.
  • Competitive rates.
  • No closing documents to sign for unsecured loans less than $250,000.

Commercial Mortgages

For just about any commercial property need

  • For the purchase or refinance of an existing building.
  • Investment (including multifamily properties) or owner-occupied properties are eligible.
  • Competitive rates.
  • Mortgage terms from five to twenty years.
  • Dedicated, experienced lending professionals to assist you throughout the process.

Commercial Construction Lines of Credit

For construction, expansion, renovations or improvements

  • Financing available for property purchase and construction with construction to permanent options
  • Construction loan terms from three to twenty four months
  • Competitive rates

To learn more, stop by the BNB branch nearest you.