BNB Bank

Personal Checking

Our checking choices make it easy to manage your money your way.

At BNB Bank, we know that when it comes to how you manage your money, one size definitely doesn't fit all. That's why BNB offers a choice of checking accounts – from "Free" No Minimum Balance Checking account to one that pays you interest when you keep higher balances – as well as a host of free tools that make managing your money fast and simple.

Green Checking

  • A minimum balance of $100 gets you started.
  • No minimum balance required.
  • No direct deposit required.
  • $12 Monthly Service Fee.
  • Monthly Service Charge is waived* when you enroll in eStatements.

    *If at any point you opt out of eStatements, the Monthly Service Charge will be reinstated.

Personal Checking

Save on monthly service fees when you keep an average daily balance of $1,500 or more

  • Link savings and money market fund accounts to your checking for a convenient combined monthly statement.
  • No per-check fee.
  • $12 a month fee with an average daily balance below $1,500.

NOW Checking

Earn interest on your checking balances

  • An average daily balance of $2,500 earns interest every month.
  • No per-check fee, no monthly check limit.
  • $15 a month fee with an average daily balance below $2,500.

Select Advantage Banking

Maturity has its rewards: free personal checking for customers 50 years and better

  • $100 gets you started.
  • No minimum balance requirement.
  • Basic graystone-style checks. Just pay a discounted shipping fee.
  • Free 3" x 5" safe deposit box for one year; a 50% discount on larger boxes and on all box sizes every year thereafter (based on availability).
  • Fee-free money orders.

Money Market Fund Accounts

This competitive account offers interest.

  • No minimum balance to earn interest.
  • $15 a month fee with an average balance below $2,500.
  • Account subject to certain transaction limitations.
  • See your local branch to for more details.

BNB Debit MasterCard®

Looks like a credit card, works like a check

  • Available free with any BNB personal checking account.
  • Use for ATM transactions and for purchases wherever MasterCard® is accepted.
  • Transactions are deducted from your checking account at time of purchase to simplify recordkeeping.
  • Local and worldwide acceptance.
  • 24-hour customer service: 800.472.3272
  • Bonus Point Program on signature-based transactions and Internet purchases transactions. Redeem your points for great products, gift cards, services and travel – for up to 5 years – at

Money Management Tools

Available with any BNB checking account

  • Bridge Online Banking.
  • Bridge e-Pay Online Bill Pay.
  • Teller*Fone for convenient access your accounts. Call 631.537.FONE (3663).

Credit Reserve Checking

A personal line of credit when you need it

  • Use any way you like: automatically cover overdrafts on your checking account, pay off credit cards, make purchases – it's your decision. *conditions apply
  • Minimum monthly payments deducted automatically from your checking account.
  • Repay your credit balance in full any time.
  • Stop by your local branch to apply.

*To find out more or to open your BNB checking account, visit your local branch.